** See the important note about Amazon cashback below.
Valid as of 29.06.24 but subject to change
Quick Links/Jump To: ▶︎ Gift Card Cashback / ▶︎ Online Cashback / ▶︎ This Week's Best Supermarket Cashback Rates / ▶︎ Links To the Cashback Services
Where can you get the best gift card cashback rates on your grocery shop this week? We have the answer!
** Before we go into the rates, it's worth mentioning that Amazon will be stopping cashback on its gift cards from 1st July, so if you want to stock up on Amazon gift cards, (they do have a 10-year expiry date), use Everup for a 3.5% cashback rate before midnight on 30th June 2024
The average family probably spends more money on grocery shopping weekly/monthly than most other expenses, short of paying your mortgage or rent. For that reason, most of us like to save money on our food shop! You can often combine cashback you can earn at grocery stores with the great savings you can find on the supermarket grocery cashback apps and loyalty cards, which offer discounts/cashback on specific products, meaning you could earn instant cashback and the best discounts in a single transaction which is one of the easiest ways to be saving as much money as possible on your everyday purchases, both in-store and via online retailers, which is a great thing!
There are many cashback sites these days, and knowing which one to use for a specific retailer can be confusing. You could go through every single cashback app to check, but luckily, we've done that for you, so now it takes just a second to see which cashback service you want to use to maximise your savings in your weekly shop. In regards to supermarkets, there are two main ways in which to earn cashback: cashback via gift card and cashback via an internet purchase cashback service.
Gift Card Cashback
You will generally buy a gift card via a cashback app, and this will allow you to earn a percentage of the cost of the gift card as a cashback bonus, which will go into the wallet of the app you're using. Once you have a specific amount, you can withdraw the balance your your bank account or use it to buy another gift card. In the case of Mad About Money's app, you get a discount on the gift card, so you pay less for the gift card rather than waiting for the cashback to be redeemable.
These gift cards can then be used in the supermarket to pay, and for some supermarkets, you can use the gift cards for online purchases if you prefer.
Online Cashback
In the case of buying online and receiving cashback, again, you can use gift cards to pay online, if you have bought from a gift card cashback service, and you 'might' also be able to use the conventional style cashback website where you click through to the supermarket via a cashback retailer such as TopCashback or Quidco and then use the gift card to pay, potentially doubling your cashback, but this is less likely now; I tried this buying from Asda, via Topcashback, and using a gift card I bought from JamDoughnut, and I noticed in the terms and conditions that Topcashback won't now pay cashback if you pay by gift card, so I changed to Quidco, and it seemed to work, so it's trial and error, and becoming less likely to earn cashback rewards via these types of cashback services.
Otherwise, you'll earn cashback by clicking through to the retailer and paying via your debit card or credit card. With automatic cashback apps like Cheddar or Airtime Rewards, you'll earn cashback by spending with cards you've registered to the app and with partnered retailers, which is nice and easy!
So, what are this week's best cashback rates for buying groceries?
The chart below shows which cashback service offers you the best gift card cashback rate this week. I've decided only to list the gift card purchasing cashback services (purchased via a mobile app), and cashback rates, and not the online cashback retailers, purely because the competition between these gift card cashback apps is fierce these days, with them fighting each other to offer higher rates on gift card cashback purchases, and this makes the deals for UK supermarket shoppers that much better than anything being offered online, plus online cashback gets confusing with different deals for new customers and existing customers. It becomes a muddle to decipher, so I will stick with what can earn you the most cashback! I've selected the best cashback apps, in my opinion, to compare cashback rates for you and give you easy access to the latest and the latest deals. These gift cards can be used for in-store purchases and, in some cases, for online orders as well. You won't get a physical gift card as such, but you will get a digital card or e-gift cards that you keep on your phone and can show the cashier when you pay. Always check the small print on the gift card to see where the gift cards can be spent and if there are any exclusions on what you can use the gift cards on.
Please be aware that the advertised rates are often only available for a limited time, as the gift card cashback apps chop and change their rates frequently to be competitive. Therefore, please check the current rates before you buy. However, when publishing the chart below, the rates were correct! Partner retailers can also change, for example, Aldi gift cards, which can be on a cashback app one minute and gone the next!
The best supermarket gift card cashback rates as of 15th June 2024
If you haven't already got an account with any of the cashback sites mentioned, you can find links below to all the cashback services on the chart. It's worth having an account with all the mobile apps to increase your chances of making savings; they are all free to use! Always scan through each app to find the best cashback rates for the retailer you want to buy from; they can differ dramatically, so shop around for the best deals! Some of these links may be affiliate links, which we'll earn a bonus on when you register/cash out for the first time (You may get a bonus as well!), but at no cost or loss of cashback to you.
Links To The Cashback Services
▶︎ JamDoughnut app - Use referral code PPUK for a £5 bonus when you buy your first £10 gift card - Read our full review of the app here ▶︎ Cheddar - Use referral code PINCHER for a £2 bonus when you buy your first gift card and 15 days of boosted cashback rates. Read our full review of the app here ▶︎ Everup—Use referral code RAL13001252MXUOW to redeem your first £10 gift card for 10 million free virtual coins. Read our full review of the app here
▶︎ Airtime Rewards - Earn a £1.50 bonus with referral code: Q8FWLDQB Read our full review of the app here
There is more information on all the best cashback services in the UK on the blog here
Read our reviews of all the cashback sites mentioned in this post: Everup, Jamdoughnut, Cheddar, Airtime Rewards