Hints and tips for new and student drivers
If you’re going to learn to drive, then it’s important to give yourself the right learning environment. With the help of a few key tips, you can significantly reduce the stress that goes with life behind the wheel, and make your experience on the road more pleasant, too.
Choosing the Right Vehicle
When you don’t have much experience driving, it’s better to go with a more forgiving vehicle. In most cases, this means a smaller, safer vehicle that’s easy to park, and that comes with a less powerful engine.
This will not only reduce your risk of being involved in a collision – it will also lower your insurance premium. This can be particularly beneficial for younger drivers, for whom insurance costs are naturally higher.
Understanding the Benefits of Telematics Insurance
Another reliable way of driving down your premiums is with the help of so-called ‘black box’, insurance. These policies work with the help of a special device, which broadcasts information back to the insurer as you drive the car. Things like speed, braking, and general driving behaviour will be transmitted – and this can help to provide insurers with the reassurance they need to lower your premiums.
Most young driver insurance policies will be based around some form of telematics. Before signing up, however, it’s worth reading the small print, so that you know exactly what you are and are not allowed to do behind the wheel.
Maintaining a Clean Driving Record
Getting points on your license is a sure way to demonstrate to insurers that you’re a risky person to insure. This will bring up your insurance costs, and see you landed with costly fines. It will also increase the risk that you’ll be banned from driving altogether.
As you embark on your driving career, you might find it difficult to assess risk on the road. As such, it’s worth erring on the side of caution, and keeping your driving behaviour as safe and legal as possible.
Exploring Discounts and Student Programmes
If you’re a student, then you might find it more difficult to meet the cost of your insurance. In some cases, you might benefit from special insurance discounts, which are reserved for members of particular student groups. You might also look into temporary car insurance, which can be especially valuable if you know that you’re only going to be driving at certain times of the year.