By using grocery cash-back apps on your mobile phone, you could save hundreds of pounds a year!
Discover new and exciting products, all discounted to as much as 100% off, that you can pick up when shopping at your favourite supermarket.
The apps suggest a range of different products, categorised by store, that are available at a discount to you. You simply check the app, see what you fancy, purchase the product, then, using the app, take a photo of your receipt, select the items you are claiming for, and upload the information. The app will then send you a refund, to the value of the offer, often within 24 - 48 hours!
The deals are financed by the food manufacturers, who offer you discounts to try their products, in the hope that you will like the product so much that you will buy them again and tell your friends...
It's a great way to try new things, as well as feed the family for less. Some deals even allow you to purchase multiple amounts of an offer, so you could find that you end up with several of an item, all at a discounted price.
It's far from unusual to get freebies; as you can see from the snapshot of offers I have listed below, many discounted items and eight free items are available via two apps, and deals change weekly.
The three best apps, in my opinion, are Checkoutsmart, (Current refunds received £302.66), Shopmium, (Current refunds received £345.00), and Greenjinn, (Current refunds received £87.954). There was also Clicksnap, which was linked in with Checkoutsmart and so had similar offers, but having accounts with both apps, meant you could double up on offers by requesting refunds from both apps, but sadly Clicksnap was closed very suddenly in December 2022; so the option is no longer available sadly!
Nothing is stopping your family members from having their own accounts via the app. You can grab even more deals, but this is frowned upon by the app services for obvious reasons, but it's a very common occurrence these days!
Saving money on your mobile phone!
Talking of mobile phones, it's great to be able to save money using your mobile phone, but what about saving money ON your mobile Phone?
Here are five effective tips to save money on your mobile phone contract:
1. Switch to a SIM-Only Plan
If you're satisfied with your current phone, consider switching to a SIM-only plan when your contract ends. These plans typically offer lower monthly rates since you are not paying for a new device. You can find competitive deals with generous allowances for calls, texts, and data at a fraction of the cost of traditional contracts.
2. Assess Your Data Needs
Evaluate your actual data usage to avoid overpaying for unnecessary allowances. Many people opt for large data packages without needing them. Use your mobile provider's account tools to check your monthly usage, and consider downgrading to a plan that better matches your needs.
3. Negotiate with Your Provider
Start haggling with your mobile provider about a month before your contract expires. Research current market deals and be prepared to mention them during negotiations. Providers often offer better rates or additional perks to retain customers, especially if you highlight any past issues with service quality.
4. Explore Pay-As-You-Go Options
For light users, Pay-As-You-Go (PAYG) plans can be more economical than monthly contracts, especially if you want a phone contract without a credit check. If you primarily use Wi-Fi for internet access and only need occasional phone services, PAYG allows you to pay only for what you use without being locked into a contract.
5. Take Advantage of Perks and Add-Ons
Look for mobile plans that offer useful perks, such as rollover data or free subscriptions to streaming services. Some providers include bonuses like discounted tickets or access to exclusive events, which can add significant value to your plan without increasing costs.
Implementing these strategies can effectively reduce your mobile phone expenses while ensuring that your plan meets your needs, and keeps those saving adding up!